Fixed Rate Permanent Loans
                 Sizes:                            $1 – 50 million
                 Term:                             3-25 years (Long term fully amortizing loans available)
                 Loan to Value:              Up to 75% LTV
                 Funding:                        Immediate Funding or
                                                         Fixed Rate Forward Commitment Available

Float to Fixed Rate Loan (Convertible Floater)
                Loans for unstabilized properties or properties in transition

Fixed Rate Construction/Permanent Loans
                Combination Program-One Closing and One Set of Documents

Conventional Construction Loans
               Up to 75% of Cost/ 70% LTV
               LIBOR or Prime based
               Non-Recourse or recourse

Mezzanine Loans
               Up to 80% LTV

Equity Programs/ Joint Ventures:
               Value added acquisition and rehab
               Select ground up development project

Structured Finance
Combination debt and preferred debt or straight equity package